Self Help Documentation

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Redlining

Redlining is a discriminatory practice that puts services (financial and otherwise) out of reach for residents of certain areas based on race or ethnicity. It can be seen in the systematic denial of mortgages, insurance, loans, and other financial services based on location (and that area’s default history) rather than on an individual’s qualifications and creditworthiness. Notably, the policy of redlining is felt the most by residents of minority neighborhoods.

🍏 Redlining cases are often very difficult to prove because the courts recognize that lenders must be free to consider legitimate business interests by making investments that are economically sound.

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